Banks who is the party that acquire commercial and consumer loans that can go into default (asset risk).
If this happen, bank customers may lose their deposits if they are late to claim from banks.
Asset risk in combination with the nature of the deposits contract means that depositors are not immunr to asset risk.
Since government bonds are safe it follows that it is not exposed to risk and are safer than bank deposit.
Do you agree? Why?
pls give your opinion and thanks
