The bank have taken moeny out of my account 3 times to pay cheques that somebody else has written. They refunded the money, but I requested photocopies of all the cheques drawn on my account so I could be sure I wrote them.
They never sent the photocopies, so I lost it. I took them to court. They never even bothered to reply to the court, so now I have sent the bailiffs round. Pity I cant be there to see them take away the furniture. Given the state they are in right now, a visit from the bailiffs might cause a real panic.